About Us

Our Non-Profit Organization

CSF Medical Non-Profit Foundation, a 501(c)3 a national non-profit organization provides aid, advocacy, and community resources to underserved, uninsured, low-income individuals who lack access to affordable health care and the fundamental means necessary for healthy living.


CSF Foundation provides support for the under-served communities to improve equity and promote access to quality care. CSF believes equitable resource accessibility is a cornerstone of democracy. To provide this care access regardless of socio-economics promotes inclusion to community members who are underrepresented at the table of resource allocation. CSF outreach goals and objectives demonstrate genuine concern thereby building healthier and stronger community partnerships.


The director of CSF Surgery and founder of CSF Medical Non-Profit Foundation, Karla Terrazas, seeing the growing need of the community for access to accessible and affordable comprehensive health, founded CSF Medical Non-Profit Foundation with the intention of providing access to medical services, educational and prevention material, as well as resources for the community.

Since our inception in 2015, CSF Foundation has saved the lives of 82 individuals, from across CA and our neighboring states, that required a lifesaving medical procedure. CSF has provided access to accessible and affordable health care to over 3,500 individuals; has provided more than 900 food baskets to families in need, helping more than 4,300 individuals with this; has provided financial relief to 49 families with the S.O.S. COVID-19 Relief Initiative; has linked over 4500 families to community resources and has provided prevention health education and chronic disease management to over 6,000 individuals.

We aspire to comfort families through their health crises and provide peace of mind associated with the burdens of dealing with the high cost of medical expenses. CSF has committed itself to improve the health and well-being of not only residents of Bakersfield but individuals across California and the US. We advocate on behalf of every patient that walks through our doors. We stand on the principle that everyone is entitled to affordable quality health care regardless of race, color, or citizenship. CSF primary commitment is strengthening communities through advocacy and education.


  • Access to Affordable Health Care and Medical Treatment
  • Health Prevention Education and Chronic Disease Management
  • Case Management and Patient Advocacy
  • Community Resources and Referrals


  • Increase access to reduced-cost or no-cost required medical surgeries to individuals who are uninsured, medically disenfranchised, and/or low income.
  • Increase access to reduced or low-cost specialty health services to individuals who are uninsured, medically disenfranchised, and/or low income.
  • Expand a network of collaborative partners across the US, consisting of medical professionals, organizations, providers, and specialists.
  • Increase community awareness on health and wellness prevention to under-served, low-income families.
  • Reduce the incidence of gynecological disease to under-served, low-income women.

We promised to take care… and delivered

Some of our stories..

  • I had a large hernia for 3 years and the pain was unbearable. I would often find myself at emergency rooms but always would be sent home after the pain was dealt with which was always a burden on them and myself. I heard of CSF Foundation through a radio advertisement and decided to call for myself, when I was given a quote on the surgery I was still stressed because even though the price was a big difference I still could not afford it. Thanks to CSF Foundation because they chose to help me financially because my funds did not match the price. Dr. Jorge A. Enriquez treated me with great respect and handled my surgery with care resulting with a successful surgery. The hospital was also very accommodating and attentive to all my needs which I am very appreciative for I will always be thankful for them, my surgeon, and CSF Foundation. Now I am able to get myself back to work and provide for myself and family, thank you!
    Blanca Murillo
  • The bleeding was incontrollable, the pain was strong and violent, I was swollen to the point where I could not use pants. In addition to all this I had a hernia meaning I needed two surgeries which made me feel defeated and useless. I became depressed and felt angry and thought everything was against me, I tried going back to work but I became anemic. My already difficult situation tuned into a worst one. For a living, I cleaned homes but had to give it up due to the pain and constant torment, I suffered physically, emotionally, and financially. I told myself that I needed to turn my situation around and found CSF Foundation I made the money to have them process my medical case. Thanks to them I found strength and decided to raise money by selling cheesecakes and after all the hard work I raised 2,000 dollars for my surgery and CSF Foundation paid the rest. CSF Foundation and the doctors they work with treated me with the upmost respect and made feel loved and cared for something I found puzzling because I am nothing to them. For that I will forever be thankful!
    Rosa Manriquez
  • A few years back I underwent a catheter procedure in order to drain fluid from my shoulder and in the process I developed a mass that constantly bled. A doctor then told me that I needed surgery to have the mass removed to make sure that that it would not have a serious affect on me. I heard about Cirugia Sin Fronteras who helps people attain surgery at a low cost but I still could not afford it. I applied to CSF Foundation with the refference of Cirugia Sin Fronteras and was approved to have the total cost of my surgery paid for. Dr. Jorger A. Enriquez made me feel comfortable and welcomed, he made sure I was taken care of and it made the whole experience much better. I don’t have words to express the gratitude I have for Cirugia Sin Fronteras and CSF Foundation, I want to say thank you because the care and attentiveness that they showed is incomparable. I ecourage anyone who needs help to not be afraid to ask for it and also those who can help CSF Foundation so they may continue to help people who are need. Dr. Jorge A. Enriquez has a way about making a patient feel safe and secured, his personality is one of a kind and its obviouse he, the organization, and foundation do this job to help people and not for the money.
    Carlos Villa, 31
  • In the month of May I started to experience dizzy spells, nausea, and exhaustion I wasn’t sure why but after scheduling an appointment I was told I was anemic. The anemia was caused by tumors and a cyst in my ovaries and womb making it difficult to stay employed because of the constant bleeding and later I had to completely stop working. When I was told about CSF Foundation I once again has hope and after applying and being accepted I was once again happy. Thank you, Dr. Sharm his team, and CSF Foundation I am now healthy free of tumors and anemia. Now I can be healthy and work again, anyone who needs help and if CSF Foundation can help I assure you the experience is nothing but great and they truly do wonderful work. I advise those in need to contact CSF Foundation and apply so they too can be helped the way I was.
    Teresa Vega
  • My name is Zulma Quintero, I am 31 years old and reside in live in Lodi, Ca. I learned about Surgery Without Medical Surgery through a friend, when I called Surgery Without Medical Insurance I felt confident because of the good service they offer, all the advisors who answer the phones were attentive and caring. I had been having health problems affecting my womb, I frequently was having periods that were aggressive and with increasing pain. I also started to feel excruciating head, back, and leg pain. I even started to faint from the pressure in my stomach and the pain in my legs. My doctor did not find anything abnormal, the Pap Test showed everything to be fine until I asked for a sonogram and sure enough it was positive that I had a large tumor in my womb. I was not given a price for surgery but was advised to have surgery if I wanted to have children. As time passed I felt worse, I did not look elsewhere, I always knew, Surgery Without Medical Insurance was the best option. Dr. Sharma was the gynecologist who removed my tumor at The Bakersfield Memorial Hospital and I must say all his staff treated me very well. I loved being Dr. Sharma’s patient he was very kind and obviously an experienced doctor. I want to thank him and his team but also Bakersfield Memorial Hospital for allowing Surgery Without Medical Insurance to help people in need like myself, it speaks volumes about them and the help they offer to our community is one of a kind. I recommend Surgery Without Medical Insurance to people who are in need of medical attention because they really are a great team and also the best economical solution for people without insurance or who are low-income.
    Zulma Quintero
  • I am Blanca Murillo ... they made the dream of my surgery come true !. I felt excitement that at last the pains were going away, I heard about the CSF Foundation on the radio, when I called and they told me that the cost would be reduced, I was excited and I felt very excited, then they told me that the foundation could help me I paid part or the total and I felt very excited. I had a very large hernia, many years ago I started with the pain but in the last 3 years the pain increased a lot, I was in emergencies but, they only got me into what the pain was, and that was it. Dr. Jorge Enríquez was the one who operated on me, he treated me very well and the surgery was a success. My surgery was performed in the surgical center of San Joaquin Hospital and the treatment and care was excellent. Many thanks to CSF Medical Foundation that helped me with part of the money that I was missing, they made my dream come true, they operated on me and they took away my pain. -Blanca Murillo
    Blanca Murillo
  • My name is Fabiola Hernandez. I learned about CSF Surgery on the radio, through the magazines and by a friend who was also a patient of CSF. I looked for help for months because of my legal status I could not qualify for MediCal or medical insurance. My surgery was very expensive, and I didn't have the means to pay for it. I came to CSF Surgery and they gave me a quick response. They helped me with more than half of the cost. With CSF Surgery I paid very little for the surgery. My surgery was at Memorial Hospital. The doctor who operated on me is Dr. Sharma. The first time I met Dr. Sharma I told him my story, of how I had been looking for help for months and he told me since the first consultation "don't worry anymore, here I'm going to help you." He was very kind, made me feel confident, and that everything would be fine. Another doctor who had previously seen my case told me that, even if I had medical insurance, he was not going to operate me because I am obese, and he was not going to risk me not resisting the anesthesia. I told Dr. Sharma about that and unlike the other doctor, he made me feel calm, that everything was going to be fine and that I had arrived at the right place. After the appointment with Dr. Sharma, I went back to CSF Surgery to get the estimated cost of my surgery, and it was not much compared to the previous costs other places had given me. If we compare with other doctors and hospitals the cost, they gave me in CSF Surgery was a minimal part of what the surgery would have cost me. But within my means, I still couldn't afford it. That’s when I decided to apply to the CSF Medical Non-Profit Foundation, and they helped me with most of the expenses. The process of applying to the CSF Medical Non-Profit Foundation was very easy for me. I just filled out the papers and explained my situation, it was quick and easy. When they called me to let me know that I had been approved to receive help from the foundation I felt great relief and great joy. I am a mother, I have a daughter and she and I were suffering from not being able to afford the surgery, knowing that I was going to be helped was a great relief, I felt like I could breathe again. It felt like a lot of help was given to me. I thank Dr. Sharma for having the vocation of helping people, always smiling and making patients feel that there are still good doctors at heart that care for the patents. Thank you for helping me, and I hope the doctor continues to help others because there are many of us who need him. At Memorial Hospital they treated me wonderfully. They never asked me for any type of medical insurance or about my legal status, they knew everything about my case and treated me like they would any patient. They treated me wonderfully the two days I was in the hospital. They were super attentive to me, they even called me later to see how I was doing. In truth, CSF Surgery has my respects. They are of much help, my personal commitment now is that whenever I can, I will give a small donation. There are too many people who do not have MediCal, medical insurance, or anything and in CSF Surgery they do help us, so if we can help, we must help. Now that the surgery is over, thank God, I feel very good. The two times I've been to my checkups everything has been fine, and now I can do things that I couldn't do before. To begin, I have not taken pain medicine for four weeks. I always had to carry my bottle of pills because I would suddenly feel the pain and had to take them, and having no pain is a big difference. I can already sleep at night, before while asleep my left side will go all numb and I had to quickly sit down and walk until I the sensation had passed a little and then take the medicine again. Now I sleep very well at night. My emotional state has improved, my daughter says that I smiled again. I am normal again before I was stressed, worried, and sometimes I was even in a bad mood, but it was all because of the pain and how bad I felt. The illness affected me a lot at work, sometimes the pain was so strong I had to go home. The good thing is that I have good bosses, they understood me and told me that my health was first. I could hardly work an eight-hour shift because I couldn't walk much. Now that I’m back to work, everyone asks me “Are you sure you can work? Don't you get tired?” And I say to them: “Well, yes, because I spend two months not working or maybe even longer, but there I go, little by little.” I am and feel much better than before, especially because I don’t have to take the medicine even though I been working. I want to thank CSF Medial Non-Profit Foundation, thanks for the help and thanks for all the efforts you make. For getting sponsors and donations. I hope it always stays that way. And to the people who are seeing this testimony, whenever you can, let's donate to foundations such as the CSF Medical Non-Profit Foundation because they really help a lot. With a little bit of help, if everyone contributes a bit, many can be helped.
  • My name is Laura Torres, I am 46 years old. I have diabetes and for ten years I been struggling with cataracts in both my eyes, all because I do not have money or medical insurance to get treatment. I want to move forwards and work hard because for me the most important thing is my children. I want to be healthy to help them with their studies. One day I found out about CSF through a nurse from Clinica Sierra Vista and thanks to her I found CSF Foundation and I am very grateful because I was very afraid of completely losing my sight. I was very afraid of being blind and being unable to continue working. Until one day I decided to apply to CSF Foundation and after some time they called me to inform me I qualified for financial aid. I remember I was at work and I shouted with excitement and my colleagues asked me, “what happened? What happened?” And I told them that I would have my surgery soon and that I would be able to see better soon. Now I am healthy, I feel very well, I want to thank everyone who made possible my dream of having my surgery. Thanks to Clinica Sierra Vista for telling me about CSF Foundation. Thanks to God now I can see even more! Thanks to all the donors, since without them, I could not have had my surgery. Thank you all very much, God bless you. And keep helping!
  • My name is Maria Jimenez, I had a tumor the size of a bowling ball; very very big. Dr. Enriquez removed the large tumor, the fluid inside of the tumor and still found 3 more tumors and removed them. Now that I already had my surgery, I feel very well, I feel light, my skin is different. I can walk again and feel very excited. From the first moment I met all the staff of CSF Foundation they have been very nice to me. When they told me to come for an appointment, for me it was remarkable, I felt I had hope. I want to tell everybody to trust and believe in CSF Foundation because they will give you an opportunity to get help and they will listen to you. Thank you, may God bless CSF Foundation. My life has changed, and I know they will change many more lives. The CSF Foundation support gave me my life back, my joy, a reason to keep going, to play with my children again and it also helped me to have a healthy marriage.
  • My name is Rosa Maria Rico. I am a housewife and I take care of my grandchildren. I came to CSF Foundation because I had a hernia for a long time. It affected me a lot physically, growing every day more and more. I was embarrassed because my body looked deformed. I found out about CSF Foundation on the radio and since I do not have medical insurance, I was encouraged to call them. I knew they help people without health insurance. I applied to CSF Foundation, they helped me pay for my surgery by almost 50% and that gave me a lot of comfort and joy. I felt I was closer to solving the problem that I have been facing for years. Thanks to God and to CSF Foundation Dr. Enriquez could perform my surgery and, everything went very well. The staff of nurses at Bakersfield Memorial Hospital was always very kind to me. CSF Foundation always treated me well, they made me feel they were taking care of me and protecting me. I want to thank all those people who donate because without their help I would not have been able to have my surgery. Thank you!
    Rosa Maria Rico